For even more helpful sites—and to learn if you have a "Financially Alert Mind"—Click Here...
Learn About Sites that We Have Found to be Helpful for Consumers Over A Number of Years
Below you will find some of the top sites that we have recommended to many clients over the years. Keep in mind they do not constitute an endorsement of any of the websites.
They are provided as a service to you so that you won’t waste valuable time.
Credit:
Credit & Personal Finance all encompassing credit page that will get you started fast on the effective management of your credit
Lexington Law credit advice and assistance to consumers
bankrate.com credit card, mortgage and
other banking information
www.debtstoppers.com a bankruptcy filing company that operates in Georgia and Illinois that will actually analyze your finances and in many cases suggest something other than bankruptcy—such as re-arranging your finances and managing your way back to financial solvency.
www.econsumer.equifax.com consumer services
www.equifax.com small business services
annualcreditreport.com you can get your credit reports from all three credit bureaus for free—once per year
MyFico (fee involved) you can get the industry standard credit score, however a fee is involved
mint.com for the technology savvy you can create your budget or cash flow position online or on your smartphone. It is one of the safest and best budgeting sites for consumers in our opinion—and as an added bonus—it is "free" of charge.
https://www.immediateannuities.com/ comparison site for annuities
LexisNexis Full-File Disclosure—Get a better look at your current profile that is being used by Insurers and Creditors—FREE everydollar.com
Vital Records—Birth Certificates and other vital records
TheWealthIncreaser.com Credit Resource Page—helpful page to help you comprehensively manage your credit at an optimal level
USA.gov—all in one location for various federal agencies
Insurance:
www.healthcare.gov you can find all health insurance plans available in your area (private as well as public)
www.ehealthinsurance.com for quotes and policy details on health insurance
www.aigdirect.com for competitive quotes that offer you—and your family—protection on a number of insurance products
PolicyGenius.com for more on competitive quotes that offer you—and your family—protection on a number of insurance products
www.accucoverage.com if you want to find estimates of your homes replacement value—current cost $7.95 as of fall 2011. By knowing your home value you can increase or decrease your coverage accordingly.
www.medicare.gov you can compare various Medicare Part D and Medicare Advantage plans—will give you costs in your area for out of pocket and policy premium costs.
Investments:
www.morningstar.com you can find investment advice and ratings at this popular site that is a favorite of investors
www.bloomberg.com you can find investment advice and ratings at this popular site
www.investing.com you can learn about investing and financial markets and best of all the site has free access
CNBC.com you can monitor and learn about financial markets for free
themotleyfool you can find witty financial information and advice that is well written including free information and a fee subscription service
thebalance.com you can find helpful financial information that is direct, well written and to the point on almost any topic of financial interest
bankrate.com bankrate.com/investing/saving-vs-investing/you can find out if saving or investing is your best choice
ameliathomas.co real estate investing and business wealth success specialist
Taxes:
www.irs.gov you can find all the tax documents you need along with the latest updates in the tax codes
TFA Financial Planning--Professional Tax Preparation Company with timely links to Tax Advice and Planning Tips
Financial Education:
www.financialaid.org you can go to
this site to get information on the FAFSA application and learn more about
financial aid that is available
www.etrade.com if your child has earned income
regardless of age (must file taxes with w-2 or self-employed earnings) they are
eligible to contribute to a ROTH IRA up to their earned income or contribution
limit which is currently $5,000.
They can receive the contributions and earnings tax free if they are used for education, housing or at age 59 1/2 or older at retirement. With the E*Trade Plan you can fund the ROTH IRA by the tax deadline of the subsequent year and there are no minimum balance requirements or annual maintenance fees.
Therefore, if your child has earned income and you are in financial position to do so—an annual contribution to a ROTH IRA for your child should be a top priority.
Also, keep in mind that there are other college savings plans such as state sponsored 529 plans, state pre-paid tuition plans and Coverdell accounts that may be of great benefit to your family. The Nebraska 529 Plan has a wide selection of funds, the Utal 529 Plan utilizes the Vanguard Index Fund and has some of the lowest fees.
You can get a tax break in many states. The amount will depend on your tax bracket and the amount of yor contributions. If you were a resident of States such as Arizona, Kansas, Maine, Missouri & Pennsyvania you could get a tax break if you were to contribute to "any" State Plan.
The Coverdell Account allows you to use the fund for primary, secondary and college expenses and gives you much more control over your investment choices. The disadvantage is that the contribution limit is lower and their are income caps.
provides wealth building and how you can spend your way toward wealth
provides free reports on timely financial topics that can help you—and your family increase your net worth in an intelligent, consistent and proactive manner
provides an interesting course to help determine how financially fit you are—and much more...
provides free financial advice on a variety of topics
Global Financial Literacy Excellence Center
14 Lectures in PDF format with quizzes at the end of each lecture
Khan Academy—audio and visual courses in personal-finance
Estate Planning/Wills:
www.legalzoom.com you can find cost effective will preparation and other legal document services
Other Estate Planning/Wills Sites... you can find competitor's of legal zoom who offer estate planning/wills and other legal advice
Retirement Planning:
www.401khelpcenter.com if you are a sole proprietor with no employees other than your wife you can contribute up to $49,000 in 2011 and $54,500 if you are 50 or over—you can deduct the contribution
www.ssa.gov you can find out how much you can expect from social security during your retirement years
www.etrade.com/quickplan on this
site you can find a retirement calculator that let's you choose the retirement
you desire and tells you how much it will cost. If you are not currently on
track to reach your targeted retirement lifestyle you can make adjustments in a
number of ways so that you can live the retirement that you desire with realistic
numbers.
http://www.newdirectionira.com provides IRA information on various IRA products
kiplinger.com provides retirement information for
Real Estate Sites:
www.realty-1-strategic-advisors.com you are currently on this site—navigate this site thoroughly so that you can improve your finances to a high level, purchase or sale your home the right way—and improve your credit and finance knowledge.
www.the-best-atlanta-real-estate advice.com another site created by the same publisher of this site that provides detailed information and advice on home buying and home selling that will enhance your knowledge in all areas.
www.trulia.com you can find helpful real estate advice and topics along with market data that can be of benefit to you and your family. www.zillow.com you can find helpful real estate advice and topics along with market data that can be of benefit to you and your family similar to trulia mentioned above.
QuickenLoans.com you can get a competitive home mortgage quote—and possible loan
Lendingtree.com you can get a competitive home mortgage quote from a number of competitive lenders—and a possible home loan
Better.com you can competitive home mortgage quote
Real Page--Real page rent chart for landlords
Realty 1 Strategic Advisors you can get a comprehensive overview of the home buying process and take steps to ensure a successful purchase
Other:
www.fab.com you can find home and office furniture that is highly discounted
www.vitals.com you can find rating
information on doctors as well as information about their education, hospital
affiliation and board certification.
www.charitynavigator.org a rating
agency that rates over 5,000 charities so you can get a better picture of what
you are supporting
www.yelp.com a user review site that covers
shopping, entertainment and much more...in the area where you live or are
visiting
www.free-online-calculator-use.com is a site that you can go to and find a calculator for all of your needs from budgeting to retirement planning and mostly anything else you can think of that you may need to calculate
www.lendingclub.com is a site that you can go to and possibly consolidate high interest debt and get a reasonable interest rate, particularly if you have high interest credit card debt
www.naupa.org is a site that you can go to to see if you or a loved one is owed money from various sources
Travel:
www.kayak.com your source for low cost travel
www.bingtravel.com you can find low
airfares here
www.southwest.com flexible airfares plus
there are no blackout or expiration dates
BUYING A HOME
Steps to Take When Buying a Home
How to Save Money to Buy a House
How to Purchase a Home in Retirement
How to Choose the Right Neighborhood for You and Your Family
How to Successfully Move in with Your Partner — and All of Their Belongings
A Timeline for a Successful Move
BABY BOOM INFORMATION SITES:
Online Safety Tips for Seniors
https://www.wizcase.com/blog/simple-and-effective-online-safety-tips-for-seniors/
Senior Care Issues
https://www.seniorcarehelper.com/senior-care-transparency/
Health Issues in an Aging Population http://www.cdc.gov/chronicdisease/resources/publications/AAG/aging.htm
Senior Care Resource Guide http://www.homeadvisor.com/article.center.Senior-Care.94.html
Medicare Cost Overview http://www.medicare.gov/your-medicare-costs/index.html
Medicare Supplement Plans http://www.planprescriber.com/medigap/
Planning Your Doctor Visit http://nihseniorhealth.gov/talkingwithyourdoctor/planningyourdoctorvisit/01.html
Search by Insurance for Geriatric Care http://www.zocdoc.com/insurances
Caregiving Support & Help http://www.helpguide.org/elder/caring_for_caregivers.htm
Art Therapy for Seniors http://www.arttherapyblog.com/c/art-therapy-seniors/
Medicare.gov: Websites for Seniors http://www.medicare.gov/Contacts/staticpages/senior-websites.aspx
Swimming and Osteoporosis http://blog.poolproducts.com/swimming-osteoporosis/
Geriatric Mental Health Foundation http://www.gmhfonline.org/gmhf/
Guide to Addiction Prevention for Seniors http://www.newbeginningsdrugrehab.org/guide-to-addiction-prevention-for-seniors/
For more helpful websites be sure to navigate this site and choose a topic
of interest. You will find topics and other websites of particular benefit to
you and your family.
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About
This Article:
The above article was written by Thomas (TJ) Underwood. Thomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia.
He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and Managing & Improving Your Credit & Finances for this MILLENNIUM.
In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.
He is the creator of TheWealthIncreaser.com where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner.
He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind" and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.
You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page. You can also get highly relevant tips on "living your life more abundantly" and link to TheWealthIncreaser.com and possibly earn revenue by logging on to TheWealthIncreaser.com.
He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:
ATLANTA TAX PREPARATION SERVICE
LOCATIONS:
Atlanta South Location:
Realty 1 Strategic Advisors, LLC
77 Prestwick Lane
Peachtree
City, GA 30269
770-719-4550 (Direct)
tj@realty-1-strategic-advisors.com
Atlanta Central Location:
Realty 1 Strategic Advisors, LLC
2940 West Stubbs Road
Atlanta, GA 30349
404-952-9284 (Direct)
tj@TheWealthIncreaser.com
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